There is a better way. One pool, one payer. Not for profit, but for people. Single payer. #MedicareForAll
“The risk adjustment program plays an important role in the ACA by pooling risk for insurers, transferring funds from insurers who enroll healthier members for relatively less, to those that take on higher costs in order to enroll sicker members. The idea is to insulate insurance companies from the cost of enrolling people with pre-existing conditions, and remove the incentive for insurance companies to cherry pick healthy people.”
Citing a February ruling from a district court in New Mexico, the administration said it will halt risk adjustment payments required by the ACA. Insurers say the move will increase premiums.